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Our Product Offering for Zero Debt 

Start your Journey Towards Financial Freedom with our Debt Repair Solutions

At Debt Freeze, we understand that financial challenges can feel overwhelming, but you don’t have to face them alone. Our debt counselling and credit repair services are designed to empower you with the knowledge, debt repair solutions and tools you need to regain control of your finances and take the steps towards zero debt. Our experienced Debt Freeze counsellors work closely with you to create a personalised plan that addresses your unique situation, helping you navigate debt management strategies for zero debt and improve your credit score.

Debt Freeze provides debt counselling throughout debt review.

Debt Counselling

Debt counselling offers guidance to help you regain financial control. Our experts will assess your situation, create a budget, and develop a personalized repayment plan.

 

Debt Freeze provides credit repair as one of our debt repair solutions.

Credit Repair

Credit repair helps restore financial freedom by fixing credit report inaccuracies, negotiating with creditors, and creating a plan to improve your credit score.

 

Loan consolidation is offered by Debt Freeze in the journey to zero debt.

Loan Consolidation

Simplify your finances with a single monthly payment, often at a lower interest rate. This debt repair solution helps you manage debt more effectively and may save on interest over time.

 

Debt Freeze investigates reckless lending as a debt repair solution.

Reckless Lending Investigations

A process to identify irresponsible lending, ensuring compliance with the National Credit Act. If reckless lending is found, consumers can challenge debts or seek loan reductions or cancellations.

 

Debt Freeze's Financial Wellness Programme provides effective tools and debt repair solutions for employees, improving employee morale.

Employee Financial Wellness

Employee financial wellness programs provide tools and debt repair solutions like workshops and budgeting advice to help employees manage finances, reduce stress, and improve productivity.

 

Debt Freeze provides debt counselling throughout debt review.

Debt Counselling

Debt counselling offers guidance to help you regain financial control. Our experts will assess your situation, create a budget, and develop a personalized repayment plan.

 

Debt Freeze provides credit repair as one of our debt repair solutions.

Credit Repair

Credit repair helps restore financial freedom by fixing credit report inaccuracies, negotiating with creditors, and creating a plan to improve your credit score.

 

Loan consolidation is offered by Debt Freeze in the journey to zero debt.

Loan Consolidation

Simplify your finances with one monthly payment, often at a lower interest rate. This helps you manage debt more effectively and potentially save on interest over time.

Debt Freeze investigates reckless lending as a debt repair solution.

Reckless Lending Investigations

A process to identify irresponsible lending, ensuring compliance with the National Credit Act. If reckless lending is found, consumers can challenge debts or seek loan reductions or cancellations.

 

Debt Freeze's Financial Wellness Programme provides effective tools and debt repair solutions for employees, improving employee morale.

Employee Financial Wellness

Employee financial wellness programs provide tools and debt repair solutions like workshops and budgeting advice to help employees manage finances, reduce stress, and improve productivity.

Benefits of our Debt Repair Solutions

Our Guide to Zero Debt

Read our guide to zero debt for more information on debt repair solutions and find the answers and tips you need.

Can you pay extra money towards debt counselling to speed up the process?

Debt Counselling, also called Debt Review, is a formal process...
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How do I get a Debt Review Clearance Certificate?

You have fully repaid your debts and settled your debt...
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Disadvantages of Debt Review​: Missing a Payment

Debt Review has many benefits, including reduced monthly payments and...
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Five important tips for choosing the right Debt Counsellor

Debt Counselling is a debt relief option available to all...
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Can I Cancel Debt Review​?

In South Africa, Debt Review has become a lifeline for...
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Free Assessment:

Start your journey now.
Free, no obligation "freeze your debt" assessment by completing the form.